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April 2018 NFIP Program Changes


The National Flood Insurance Program continues to undergo change.
Some of the change is aimed at providing a better customer experience for policyholders while other changes continue the implementation of the Biggert-Waters Flood Insurance Reform Act and the Homeowner Flood Insurance Affordability Act. This new series of short videos explains the key elements of changes to the NFIP that are effective April 1, 2018.

What You Will Learn
This series is presented in four short video segments. Watch them all or just those you’d like to review. The series covers the following topics:


Segment One:
Premium Rate Increases and Surcharges


Segment Two:

Policy Reformation for Use of Incorrect SFIP Form


Segment Three:

Premium Receipt Date Guidance & Primary Residence Determination


Segment Four:

Additional Clarifications and Updates

Suggested Additional Reading
FEMA periodically issues WYO Program Bulletins related to legislative changes and clarifications to the NFIP Flood Insurance Manual. FEMA recently published Bulletin w-18008 – October 1, 2018 Program Changes.

Free Online Flood Insurance Courses
The NFIP offers free online courses covering basic and advanced flood insurance topics through the FEMA Emergency Management Institute’s Independent Study Program. Visit the NFIP Training pages for agents or claims adjusters for course details, or view this list of NFIP courses offered through the Independent Study Program.

Go to the April 2018 NFIP Program Changes Video Series
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The National Flood Insurance Program is administered by the Federal Emergency Management Agency (FEMA), a component of the U.S. Department of Homeland Security